Financing & Insurance Options
We make advanced mental health care accessible. Explore covered insurance plans, SAINT® protocol options, and flexible healthcare financing.
Covered by Most Insurance Plans
TMS Therapy and SPRAVATO® are covered by all major insurance companies, including United Healthcare, Blue Cross Blue Shield, Cigna, Aetna, TriCare, Medicare, Magellan, and others.
If your insurance carrier does not cover it, we may be able to negotiate coverage on a case-by-case basis. Other sources of payment can include Flexible Spending Accounts (FSA/HSA) and Patient Financing Loans. During your free consultation, a Patient Consultant will review any questions regarding insurance coverage, out-of-pocket costs, and financing options.
Ready to verify your benefits?
Call our clinical intake specialists at (954) 827-9793 to confirm your exact coverage.
Colleen's TMS Success Story
What People Say About Us
"Super kind and professional staff who care! Their treatments aren't a magical cure (like I kinda hoped they would be) but they really saved my life. I think their staff have a lot to do with how successful treatment is. I would highly recommend this place."
— Stephanie Benson
SAINT® TMS Cost & Coverage
SAINT® (Stanford Accelerated Intelligent Neuromodulation Therapy) is an advanced, accelerated form of TMS designed for individuals with treatment-resistant depression.
Because SAINT® uses a specialized high-intensity protocol delivered over a condensed 5-day timeframe, insurance coverage is currently limited and varies by plan. While our providers will verify benefits and explore every available option, SAINT® is most commonly pursued as a self-pay treatment. We are fully transparent about costs and will review all financial details before moving forward.
SAINT® In-Network & Covered Insurance Providers
We work with most major insurance carriers. Call our clinical intake specialists at (954) 827-9793 to confirm your exact coverage.
Blue Cross Blue Shield Coverage Map for SAINT®
Blue Cross Blue Shield operates through independently administered regional plans, and coverage for SAINT® therapy in treatment-resistant depression varies by state and plan. Because BCBS uses the BlueCard network, your coverage is based on your home plan — not necessarily where treatment is received.
For educational purposes only. Coverage and eligibility vary by plan and medical necessity. We verify your individual benefits before treatment begins — call (954) 827-9793 to confirm your specific plan.
Explore Related Resources
SAINT® Accelerated TMS
FDA-cleared, 5-day accelerated TMS protocol
Standard TMS Therapy
Non-invasive magnetic stimulation for depression
SPRAVATO® (Esketamine)
FDA-approved nasal spray for TRD
Prism for PTSD
EEG neurofeedback for PTSD symptoms
Proliv®Rx At-Home TMS
At-home neuromodulation device
Ampa One System
Single-day accelerated TMS protocol
IV Ketamine Infusions
Rapid-acting IV ketamine therapy
Ketamine-Assisted Psychotherapy
KAP combines ketamine with therapy
PrTMS Therapy
Personalized repetitive TMS
Psychotherapy & Counseling
CBT, DBT, EMDR, and more
Medication Management
Psychiatric medication oversight
Ampa One Day Accelerated Protocol
Single-day accelerated protocol
TMS for Depression
FDA-cleared TMS for treatment-resistant depression
TMS for Anxiety
Non-drug neuromodulation for anxiety
TMS for PTSD
Targeted stimulation for trauma circuits
TMS for OCD
SmartFocus® 3D targeting for OCD
Traveling for Treatment
What the week looks like, hotels, what to bring
Verify a SAINT Provider
How to confirm a center truly offers SAINT
SAINT vs. Standard TMS
Key differences in targeting, schedule, and duration
I've Already Tried TMS
Prior TMS doesn't disqualify you
How Insurance Works
Benefits verification, authorization, appeals
Am I a Candidate?
Screening factors — not disqualifiers
Compare Treatments
Side-by-side matrix of all treatments
For Families & Caregivers
Supporting someone through treatment
Cost & Insurance
Financing options and insurance information
Cost & Insurance
Insurance and payment information
Let's find your path forward — together
Reaching out is the hardest part, and you've already started. Tell us a little about yourself and our compassionate care team will reach out within one business day to answer your questions, verify your insurance, and help you take the next step — at no cost and no obligation.
Two pathways to care: self-pay offers the fastest access (most patients start within days, with appointments available seven days a week), or we accept Blue Cross Blue Shield in select states and the BCBS Federal Employee Program in select states. We'll help you find the right path for your situation.
- Warm, judgment-free consultation — no pressure, just answers
- Flexible scheduling: Zoom or in-person, including weekends
- Same-day or next-day appointments often available